Best International Health Insurance Plans for Digital Nomads in 2025

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As a digital nomad, having reliable health insurance is crucial to safeguarding your well-being while traveling the world. In this guide, we explore the top international health insurance plans tailored for remote workers and digital nomads in 2025.

Choosing the right health insurance plan ensures peace of mind while exploring new destinations.

Why Do Digital Nomads Need International Health Insurance?

Digital nomads lead a unique lifestyle that often takes them across borders. Regular health insurance plans may not cover medical emergencies, routine check-ups, or chronic conditions outside the home country. This is where international health insurance comes into play.

Don’t rely solely on travel insurance for extended stays abroad. It’s not designed for long-term health care!

Key Features to Look for in International Health Insurance

• Worldwide coverage, including your home country
• Access to quality healthcare providers across borders
• Coverage for emergency evacuation and repatriation
• Customizable plans to include dental, vision, and maternity care
• 24/7 customer support for assistance in emergencies

Top International Health Insurance Providers for Digital Nomads

1. SafetyWing Nomad Insurance

SafetyWing offers affordable and flexible plans for digital nomads, including worldwide coverage. It is particularly popular for its user-friendly setup and automatic monthly payments.

• Monthly cost: Starting at $45
• Coverage: Emergency medical, evacuation, and trip interruptions
• Highlights: Affordable and designed for nomads

2. Cigna Global

Cigna is a well-known provider offering comprehensive health insurance for expatriates and nomads. Their plans are highly customizable to suit individual needs.

• Monthly cost: Varies by region and plan
• Coverage: Comprehensive, including outpatient and chronic conditions
• Highlights: Extensive provider network and robust customer support

3. Allianz Care

Allianz is a trusted name in global health insurance, offering excellent coverage and add-on benefits tailored to expatriates and digital nomads.

• Monthly cost: Mid-range to premium
• Coverage: Inpatient, outpatient, maternity, and optional wellness programs
• Highlights: Exceptional customer service and reliability

Warning: Some plans exclude coverage in high-risk countries or regions. Read the terms carefully.

Frequently Asked Questions

What is the difference between travel insurance and health insurance?

Travel insurance focuses on short-term coverage for trip cancellations, delays, or emergencies, while international health insurance provides long-term coverage for medical needs, including routine care.

Can I use international health insurance in my home country?

Many international health insurance plans offer coverage in your home country, but this depends on the policy. Ensure you verify this with the provider.

What happens if I move frequently?

International health insurance is designed for mobile lifestyles. Most providers allow you to update your address or primary location without issues.